Check the small print

There's an old saying in the travel business — 'You're never insured until you're insured'. It may sound like it's stating the bloody obvious but i think that the whole point! Travel insurance can sometimes be one of those things that is left on the long finger by people and often tends to be left until the last minute as if the only cover that it provides is for when you actually commence travelling. Since

You never need travel insurance — until you need travel insurance!

It could happen to you! A mishap that is. You could fall and hurt yourself. You could drop your camera and break it. You could be robbed. You might even have to cancel your holiday due to some unforeseen development. It's for reasons such as these that people really need to protect themselves against by taking out travel insurance. Surprisingly though, a lot of travellers nowadays still travel abroad without any insurance cover whatsoever and that really

The art of getting a quote that is both competitive in price and relevant to your needs starts with gathering all the right information about what you want to do (or think you want to do!).