You never need travel insurance — until you need travel insurance!
It could happen to you! A mishap that is. You could fall and hurt yourself. You could drop your camera and break it. You could be robbed. You might even have to cancel your holiday due to some unforeseen development. It's for reasons such as these that people really need to protect themselves against by taking out travel insurance. Surprisingly though, a lot of travellers nowadays still travel abroad without any insurance cover whatsoever and that really
